Rates

Shop easy with the power of Visa® in your hands. Our credit cards give you worldwide purchasing power.

Key Features

  • Competitive Rates
  • No Annual Fees
  • No Balance Transfer Fees
  • No Cash Advance Fees

We offer two types of Visa® credit cards — Visa® Platinum and Visa® Platinum Rewards. Compare each of our cards side by side to find the right fit for you.

 Type

Visa® Platinum

Visa® Platinum Rewards

Rates

As low as 7.90% APR*

As low as 9.90% APR*

Features

  • Low everyday purchase rate
  • No annual fee
  • No balance-transfer fees for balances from other financial institutions
  • No cash advance fee
  • Conveniently make payments on your account with online banking or mobile banking
  • Low everyday purchase rate
  • No annual fee
  • No balance-transfer fees for balances from other financial institutions
  • No cash advance fee
  • Conveniently make payments on your account with online banking or mobile banking
  • Earn 1 point for every $1 spent with the UChoose Rewards® program. Enroll your card at uChoose Rewards to track your points balance and redeem for merchandise and travel

Apply

Apply online or in branch

Apply online or in branch 

Account Access

Free digital banking services

Free digital banking services

Important Phone Numbers

Lost or stolen card and Fraud disputes: 1.844.546.8219

Account access: 1.844.546.8219 or 1.571.526.3640 (International) 

International Travel

Contact us before your leave so we can make a note on your account. Call 337.989.2800 or 1.866.989.2800.

Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.