Effective 5/20/2024. Download a printable version (PDF) of the Fee Schedule.

Share Savings Account Fees

Return Deposited Item

$5.00/Item

Excessive Withdrawal $2.00/Each, over 2 per month

Vacation / Christmas Club Early Withdrawal

$10.00/Each

Checking Account Fees

Momentum Checking $15.00/Month1

Returned Draft

$28.00/Item2

Return Deposited Item

$5.00/Item

Stop Payment

$28.00/Request

Check Printing

Prices vary by style

Overdraft Transfer from Share Savings

$1.00/Transfer

Check Copy

$1.00/Item

ACH Return Item $28.00/Item2

Courtesy Pay

$28.00/Item

Debit/ATM Card - Replacement $12.00
Debit/ATM Card Replacement (Rush Order) $49.50
Temporary Checks $1.00/sheet

Credit Card Fees

Late Payment Fee Up to $25.00
Returned Payment Fee Up to $5.00
Statement Copy Fee $2.00
Document Copy Fee $2.00
Replacement of Lost / Damaged Card $12.00
Credit Card Replacement (Rush Order) $49.50

Other Service Fees (applicable to all accounts)

Return Mail 
Invalid Address
$5.00/Month
Wire Transfer: 
Outgoing
Foreign

$10.00/Transfer
$30.00/Transfer
Certified Check:
Member
Non-Member
 
$1.00/Check
$10.00/Check
Early Closure fee
$10.00 if 01 share membership closed before 6 months of account opening
Electronic Cash Management Processing Fee $10.00 (up to 3 payments in a single transaction via Debit Card or one-time ACH)
Gift Card Purchase $2.00/Card

Dormant Account

$10.00/Month after 1 year of inactivity with balance less than $100.00

Tax Levy Processing

$35.00

Coin Machine 2% of coin ticket total

Copy of Statement (non-credit card)

$1.00/Each

Account History Printout $1.00
Account Balancing $10.00/Hour
Account Research $10.00/Hour
TransferNow - Next Day External Transfers (Inbound and Outbound) $5.00
Bill Pay - Overnight Check $15.00
Bill Pay - Same Day Bill Pay $7.95
Safe Deposit Box

3" X 5" Box

$15.00/Year

3" X 10" Box

$30.00/Year

5" X 10" Box

$45.00/Year

10" X 10" Box $65.00/Year
Lost Key (1) $10.00

Drill-Lost Key (2)

$100.00

1Momentum Checking fee waived with aggregated monthly direct deposits of $200 or more.

2Represented overdraft items will be charged a $28 fee per-presentment.

The rates and fees appearing with this schedule are accurate and effective for accounts as of the effective date indicated on this fee schedule.

If you have any questions or require current rate and fee information on your accounts, please call Meritus Credit Union at 1-866-989-2800.